Our Life Insurance & Financial Planning Services

AIIB Financial Services Pty Ltd provides quality strategic financial planning advice and excellent customer service, covering a wide range of Financial Services, which has already helped many clients achieve their financial and lifestyle goals.

Nathaniel Hawkins is an authorised representatives of AIIB Financial Services Pty Ltd and a Authorised Representative of Apogee Financial Planning Ltd, and Australian Financial Services Licensee.

Nathaniel holds several relevant industry qualifications incl., Certified Financial Planner (CFP) designation as a member of the Financial Planning Association (FPA), Master of Financial Planning (MFP), & Diploma of Financial Planning (DFP).

WHAT WE DO

Financial Planning is an umbrella term that encompasses many different disciplines, including Investment, Insurance, Superannuation, Retirement Planning, Debt Planning, Taxation and the use of Legal Structures in order to meet your requirements.

• Our role is that of a Financial Mentor to work with you to ensure your personal and financial goals are achieved through the development and implementation of a comprehensive financial plan (Statement of Advice).
• We provide the knowledge, research and advice to choose the best route and vehicle to help you to your financial destination in such a way that you enjoy the ride.
• By continually reviewing your changing financial situation we ensure your objectives will be achieved within a constantly altering financial environment.

OUR PROCESS

1. Collect / Update Your Personal & Financial Details. This is part of our initial meeting where we collect important information from you, which will form the basis of our recommendations.
2. Identify & Confirm Your Lifestyle and Financial Goals. Also at the first meeting we get the opportunity to gain an understanding of your financial needs and objectives as well as explaining our services in more detail.
3. Identify Critical Success Factors & Barriers to Achieving Your Goals. Together with establishing your goals and objectives we discuss realistic expectations and identify immediate obstacles that may hamper your objectives.
4. Devise / Revise Asset Allocation & Technical Strategy & Prepare Written Recommendations. This is a detailed report outlining our recommendations and detailing how your financial and lifestyle goals can be achieved.
5. Implement the Agreed Recommendations. Once we agree on the recommendations all Investments /Insurances are placed on your behalf.
6. Review & Revise the Financial Plan. Schedule regular reviews whilst providing ongoing advice to keep your financial plan up to date.

OUR COMPETITIVE EDGE

As Authorised Representatives of Apogee Financial Planning, we have the resources to seek out the highest quality investments. This includes not only products offered by a broad range of Fund Managers and other Financial Institutions, but also direct shares in Australia’s leading companies. You benefit from this association in the following ways:

• Your investments are not tied to one company. In fact, we access companies like Perpetual, Credit Suisse, Merrill Lynch, Colonial First State, MLC, AXA, Platinum, and Macquarie.
• Through consultation with several independent Investment Research Houses, we not only select the most appropriate companies for your portfolio, but we select the most appropriate investments offered by these companies.
• Being associated with Apogee Financial Planning Ltd not only helps provide research for the products you invest in, but also Technical Support, so we can constantly analyse the effect of legislative and taxation changes on your investment portfolio.

You benefit from our unique offering; to bring your financial goals into reality by accessing some of the best companies and products offered in the country.

PRODUCTS AND SERVICES

By dealing with our Firm, you benefit from our broad range of services that include;

• Design a Personal Financial Plan
• Asset Accumulation Planning
• Direct Share investments
• Wealth Protection Strategies
• Gearing - to leverage growth
• Taxation Planning
• Pre Retirement Planning
• Post Retirement Planning
• CentreLink Benefit Planning
• Estate Planning
• Investment Portfolio Management
• Salary Packaging Advice
• Business Succession Planning
• Debt Management

We are able to access an extensive range of products to you in your Financial Plan. The products include:

• Direct Shares
• Unit Trusts (listed & unlisted)
• Managed Funds
• Tax Effective Investments
• Superannuation Funds (incl. Self Managed & Corp./Bus. Super)
• Corporate/Business Superannuation
• Retirement Pensions
• Personal Protection Insurances
• Business & Key Person Insurances
• Mortgage & Asset Finance

YOUR INVESTMENT IN OUR SERVICES

We believe that you should have a flexible fee schedule that offers you a choice in service and payment options.

We receive a combination of fee and brokerage from providers recommended in your tailored Plan, explained & agreed to prior to commencement.

OUR CLIENT FOCUS

AIIB Financial Services is committed to providing superior service. We always approach our work with dedication, diligence & integrity.

Our firm is committed to:

• An honest and professional business practice
• Always deliver friendly and caring service
• Be proactive about your situation
• Regularly review your situation as required
• Keep you informed & up to date
• Only ever be a phone call away
• Ensure you always know exactly what to expect
• Listen to your feedback
• Continue upholding the industry Code of Ethics
• Commit knowledge and resources to the achievement of your financial goals.

IMPORTANT INFORMATION

Apogee Financial Planning Ltd ABN 28 056 426 932, is a member of the National Group of Companies and an Australian Financial Services Licensee.

Apogee Financial Planning Ltd’s registered office is:

105 – 153 Miller St
North Sydney NSW 2060
Phone: (02) 9957 8000

WHERE TO FIND US

Head Office

Telephone: (02) 9683 7233
Fax: (02) 9683 7166

Level 1, 26 Ross Street,
Parramatta NSW 2150
PO Box 110,
Parramatta NSW 2124

Email Address: This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Newcastle Office

Telephone: (02) 4969 8370
Fax: (02) 4969 7216

Ground Floor, 16 Heddon Road
BROADMEADOW NSW 2292

STAFF