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AIIB Pty Ltd is a general insurance broker providing its clients with services aimed to directly benefit them in obtaining the most appropriate insurance cover at competitive costs, regardless of the insurance company to be used.
Our Service Personnel hold appropriate insurance qualifications and all have specialised training in insurance broking. QPIB qualification, which is administered by the National Insurance Brokers Association, provides our staff with recognition for their long experience and specialised knowledge.
Our Service Personnel have completed appropriate Financial Services Reform Act (FSRA) approved training and assessment.
Our client base includes a wide range of Australian and International Companies of all occupations but includes specifically professional organisations, all facets of the construction industry, transport, metal trades, charity organisations, service industries and financial institutions. This wide cross section of clientele gives our company the experience to manage any insurance programme.
The services we particularly offer include:-
- General Insurance Broking
- Audits on Insurance Programmes and advice/quotations or assessment of an existing or new insurance programme
- Workers Compensation Management
- Compulsory Third Party Programme Management
- Life Assurance - Through our financial services company - AIIB Financial Services Pty Ltd (Corporate Authorised Representative of Apogee Financial Planning Limited)
We have access to a wide range of external consultants who provide legal advice, casualty and property loss control and workers compensation audits. The consultants are used to supply seamless risk management services in association with our company.
INSURANCE BROKER SERVICES
As an insurance broker, "AIIB" acts as an agent for its clients and not as an agent for insurers. However, with some limited classes, eg. CTP, where it is necessary for us to issue documentation immediately, we do act under a binder facility and you as our clients will be fully advised when this occurs.
COMPETITIVE ARRANGEMENTS
Our aim is to secure the widest terms of coverage at a competitive cost. However, for our clients' total security, policies are only placed with reputable and financially sound insurers.
SCOPE OF POLICIES
The scope of policies handled by us includes Industrial Special Risks, Legal Liability, Professional Indemnity, Contract Works, Motor Fleets and executives' personal programmes.
WORKERS COMPENSATION
We manage Workers Compensation to ensure that this "high expense factor" is maintained at the lowest possible premium level and that clients are meeting their legal obligations.
LIFE ASSURANCE
“AIIB” has a wholly-owned subsidiary company, AIIB Financial Services Pty Ltd (Corporate Authorised Representative of Apogee Financial PlanningLimited), which is able to offer a number of Life Assurance and Financial Planning services to our clients.
ADMINISTRATION ASSISTANCE
As part of our service we provide you with an annual register of your insurances. Also, you will be provided with a register containing your original policy documents and copies of proposals.
CLAIMS ASSISTANCE
As your broker, we assist you in all claims matters. We offer professional advice and technical expertise in the settling of contentious claims.
An analytical view of your claims experience will be conducted on a regular basis together with statistical analysis, loss forecasting and financial modelling to allow recommendations to be made for the levels of deductibles and the self insurance of certain risks.
The hidden costs of all incidents must be accounted for and even allowing for their difficulty of unearthing, they must not be overlooked.
Therefore, with a true cost to management established, the best course of action can be taken to procure the savings under the selected programme.
RISK MANAGEMENT SERVICES
The implementation of a risk management plan, following inspections of your premises, aids in the prevention of accidents and losses making a contribution to work safety, production time and lower premium costs.
We can provide an ongoing management plan from our own resources or will employ the services of an independent consultant for "special situations".
Risk management is not limited to property risks but can include plans in respect of motor vehicle fleets and public/products liability exposures particularly in the quality control area.
TECHNICAL EXPERTISE
We have the technical skills and professional expertise to ensure your programme is adequate in all respects.
Legislative amendments and court decisions can necessitate alterations in clients' insurance requirements from year to year. Also, insurers occasionally change directions with their underwriting philosophies. Both or either of these situations can result in the placement of policies with alternative insurers to maintain or improve the existing levels of coverage.
Our expertise in these matters will ensure the maintenance of your programme at the highest level. In addition, we will on an "occasional basis" forward to you information on general topics and insurance matters which we feel would be of interest to you.
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